💱 Instant Decimal-Exact Converter
Zero floating-point drift • Direct, Inverted & Cross-Currency Triangulation
📊 Verified Historical Rate Movement (KRW/PHP)
5-Year European Central Bank (Frankfurter) + Live Reference Series • Hover or touch to inspect any trading day
🔮 Statistical & AI Forecast Preview (KRW/PHP)
Out-of-sample walk-forward validated • Calibrated 80% & 90% empirical intervals
| Horizon | Midpoint | 80% Prediction Interval | Selected Model | OOS sMAPE |
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⭐ Personalized Watchlist
Click any pair to load its live rate, historical chart, and forecast
📈 Walk-Forward Forecasting & Prediction Interval Studio (KRW/PHP)
Rolling-origin backtested across 60 out-of-sample folds • Zero future data leakage
Out-of-Sample Walk-Forward Model Evaluation vs. Random-Walk Baseline
| Model Version | Horizon | OOS MAE | OOS RMSE | OOS sMAPE (%) | Directional Acc | 80% PI Coverage | 90% PI Coverage | Beats Random Walk? |
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1. 5-Year Historical Scenario Percentiles (Empirical Distribution)
2. Hypothetical Macro Stress-Test Scenarios (Non-Probabilistic)
🧠 Meet Your AI Currency & Remittance Advisor
Source-grounded macro explanations, central-bank drivers, and calibrated time-horizon tips without inventing rates
💸 OFW & Global Remittance Payout Comparator
Compares net recipient payout after transfer fees & FX spread • Supports Manual App Quote Override
| Rank & Provider | Offered Rate | Transfer Fee | FX Margin | Estimated Recipient Payout | Delivery Speed & Method | Quote Verification Source |
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🎯 Exchange Opportunity & Fee Break-Even Decision Support
Evaluates current rate vs. 90-day range, transfer fee drag, and 30-day statistical payout distribution
🔔 Create Smart Exchange-Rate Alert
Evaluated against verified rates with cooldown & deduplication guards
📋 Active Alerts & Trigger History Log
Deduplicated notifications • Never spams unchanged conditions
Recent Alert Evaluation & Notification History
🏦 Multi-Currency Savings Portfolio Tracker
Track balances in KRW, PHP, USD, SGD, SAR & view combined net worth
🎯 Currency Goal Target Calculator
Example: "I want my ₩10,000,000 savings to reach ₱500,000"
📅 Monthly OFW Salary & Remittance Scenario Planner
Compare monthly & annual family payouts across P10, Spot, Median & P90 rates
🕰 Historical "What-If" Value Lookup
What was your KRW/USD amount worth 1M, 6M, 1Y, 3Y, and 5Y ago?
| Period | Verified Date | Rate Then | Value Then | Difference Today |
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